“The fact of create, develop and maintain an investment portfolio enforce the need of taking aside some capital from the income. Giving the option that, in some point, this accumulated capital could be used in part or total amount for any purpose”.
Welcome to Portfolio Challenge
Mision:
Raise awareness among people about the benefits, advantages and the importance of create, develop and maintaining an investment, financial portfolio.
Vision:
Continue being a growing community of portfolio investors and a relevant reference point of motivation for people interested in participate in the portfolio challenge.
Objective:
The purpose of the challenge is to encourage, support, motivate, promote, and invite people to participate in learning, developing, and maintaining the habit of investing.
To achieve these objectives, investors create portfolios made up of different assets that are chosen, varied, and adjusted according to the degree of compliance with their objectives and needs.
Among the most common assets used to make part of an investment portfolio are:
- Stocks, ETFs
- Bonds
- Currencies
- Cryptocurrencies
- Real estate, REIT’s
- Commodities
- Mutual funds
- CDTs
- Financial derivatives
- Cash
These assets can be either Domestic or Foreign Assets.
Suggestions, Recommendations, Hints:
(No Financial Advice)
Pay attention to the basics of portfolio management:
- Pick a mix of assets to lower your overall risk.
- Diversify your holdings to maximize your potential returns.
- Rebalance your portfolio regularly to keep the mix right.
The allocation might changes at different times of lifespan, depending on how long you have to invest and your ability to tolerate risk.
Factors to consider include:
Time Horizon:
It is the number of months, years, or decades you need to invest to achieve your financial goal.
Investors with a longer time horizon may feel comfortable taking on riskier or more volatile investments. Those with a shorter time horizon may prefer to take on less risk.
Risk tolerance:
It is your ability and willingness to lose some or all of your original investment in exchange for potentially greater returns.
Individual investors have different personal goals. Some of them are:
- Saving for retirement
- Education
- Emergency fund
- Wealth accumulation for large acquisitions
- Funding for inheritance
- Other
Here there are some sources where anyone can learn more about investing and portfolio management:
Investor.gov
Investopedia.com
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Instructions:
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“Let’s participate and let the compound interest makes its work.”
Disclaimer:
The content published here should not be considered as financial advice.
This content is subject to modifications according to the public interest and welfare.